A Debt Agreement changes the legal obligations you have with many creditors into one new lawful agreement. Interest is frozen and you will only have to make one regular payment which covers all of the debts that your Debt Agreement encompasses.

Debt Agreements



Personal Service.

Contact us and we will go through what you can or can’t do with a Debt Agreement.

Don’t worry about what you have to say. You don’t have to explain why you need help or what happened.

Our job is simple – To help you, to make you feel welcome and to give you real answers.

What Happens

You will make your new regular payment that covers all of your debts to an Administrator. The Administrator will deal with all of your creditors.

All interest and charges will be frozen. You will also normally pay back less than you owe to clear your debts. Debt Agreements go for 3 or 5 years. You are only allowed to have a payment amount you can afford. At the end of the 3 or 5 years any remaining debt is extuiginshed and you should now be debt free.

One Payment

All of your qualifying debts are combined into one easy payment.

Government Legislated

This isn’t something we made up. Debt Agreement’s exist because of Government legislation.


Once it is approved that is the new deal for your debt. No one can ask you for more if you get a pay rise, an inheritance or win lotto.

No more interest

Imagine if you didn’t have to pay interest. Your debt would go down by the amount you pay. This is what happens with a Debt Agreement.

A plan with an end

Your Debt Agreement will be affordable and a way that you can see your debt being paid off for good.

Contact an expert

Give us a call or complete the book a phone call tab and you will get to speak to an experienced practitioner. Not a sales consultant but somebody who actually prepares the proposals and negotiates with your creditors.